Bank
Historically specialised in supporting SMEs in their environmental transition, we have been working with leading banking players since 2020.
We are involved in everything from upskilling teams to designing financial products and structuring environmental strategies for financial players.


Our services
Climate, biodiversity, and nature strategy
Our consultants can help you assess and/or structure your institution’s environmental strategy
To do this, we use the ACT methodologies developed by ADEME: ACT Finance Banking on climate issues and ACT Biodiversity on biodiversity/nature issues.
Did you know? The Banque de France has adopted the ACT methodology as the methodological basis for its new climate indicator.


“Our collaboration with Carbon Cutter met all of our objectives: we were able to gain a detailed understanding of the challenges we face, engage our team, and take the first concrete steps forward. The Carbon Cutter teams combine rare qualities: they are both experts and educators on these topics.”
Michel Galibert, co-founder of Memo Bank
Diagnosis
Carbon footprint
We can calculate the greenhouse gas emissions associated with your company’s operations and financial flows.
We have been supporting the Memo Bank team in this exercise for several years.
We can also develop specific methodologies for calculating financed emissions, such as the one we created for Green-Got.
DIRO analysis
We can help you identify dependencies, impacts, risks, and opportunities (“DIRO”) in your banking institution’s activities with regard to biodiversity.
Green financial products
The environmental transition of finance is reflected in the rise of new financial products: green loans, green guarantees, sustainable-linked loans, etc.
Our team will help you co-design rigorous methodologies to support your products, whether existing or new.
Recently, we developed the methodology for Bpifrance’s Garantie verte product, as well as for the Prêt Nouvelle Industrie product, which had to meet the latest European requirements.
We are currently conducting research on sustainable-linked loans among financing stakeholders in Europe.


“It is a great pleasure as well as a source of hope and enthusiasm to work with the entire Carbon Cutter team.”
Marie-Anne Bechereau, Deputy Climate Director at Bpifrance
Training for account managers
Since 2020, we have been providing skills development for account managers at several financial institutions on key topics:
- Climate risk integration
- Biodiversity risk integration
- CSRD
We have trained more than 850 account managers through half-day training sessions in over 40 cities, with an average satisfaction rating of 4.75/5.
Discover how Bpifrance supports its instructors in conducting DNSH analyses of business projects as part of the France 2030 plan →
Educational resources for teams
To successfully carry out their new tasks, your teams need to rely on clear, up-to-date, science-based information.
We produce resources (sector fact sheets, simulation tools, discussion guides, etc.) to help account managers and credit analysts integrate environmental issues into their work.

Our experts
Our experts have dual expertise: one in supporting financial institutions, the other in supporting startups and SMEs.
The former allows them to speak your language, the latter to understand the reality on the ground.
Our team members are trained in the Bilan Carbone®, GHG Protocol, SBTi, ACT Step-by-Step, ACT Assessment, PCAF, and PMDR methodologies.
We are listed in the Diag Decarbon’Action, Diag Adaptation, and PACTE Industrie programs.
Our training courses are Qualiopi certified.






